Multi car insurance

• Admiral has been voted the UK’s best car insurance provider seven years in a row
• Get a discount with every car that’s added to a multi car policy
• Each policyholder earns their own no-claims bonus
• Family members can join the policy, even if they live at a different address

• Flexible multi car policy options, allowing you to add or remove vehicles throughout the year
• Suitable for those who have a range of vehicles, whether they’re classic, modern, commercial or tractors
• Call the friendly team Monday - Friday 08:30 - 17:30 or submit a call back form Saturday - Sunday and receive a call back on Monday

• RAC offers separate no-claims bonus for each car, and they all keep their policy renewal dates
• Get a 10% discount for every car, for up to 3 additional cars added to the multi car policy
• Family and friends can all benefit from the multi-car discount if they live at the policy address

There are many reasons a multi car insurance policy could benefit you:

• You could save money on your car insurance if you live in a household with more than one car. Having one policy to cover multi cars could work out cheaper than multiple policies for multiple cars.
• It could be more convenient than separate policies. Insuring all cars on the same policy with the same insurer could save you time on paperwork and managing different renewal dates.
• Families with different addresses can save too. Some policies don’t need all policyholders to live at the same address. If the cars belong to immediate family members, they don’t even have to be registered to the same address. This can be helpful if you have children studying or working away from home.

But there are some things to look out for if you’re considering a multi car policy:

• Young or newly qualified drivers may push the overall cost up
• Claims may affect the price of future policies for all drivers
• One single payment is expensive to pay in one go - separate policies enable you to spread the cost

Each insurer will use different rating factors and pricing models when giving you a quote. The main things considered are:

• Your address
• Your age and driving experience
• Whether you have any driving convictions
• You occupation
• The type of car you drive
• Your mileage

• Your address. Insurers use your address to judge the likelihood of a claim being made. If you live in an area with higher crime rates, for example, you’re likely to pay more than someone living in a lower risk area.
• Your age and driving experience with younger, less experienced drivers paying more for their car insurance. Statistics show less experienced drivers are more likely to be involved in an accident.
• Your occupation can give insurers insight into your driving habits. Some jobs require more time spent on the road, which increases your risk of an accident. Find out more about how your job can affect your car insurance price.
• The type of car you drive and what group it’s in. Cars are grouped from 1-50 for insurance purposes. Generally, the higher the car insurance group the more expensive your policy will be. Your car’s engine power and value will affect the cost of your insurance.
• Your mileage. Calculate your mileage as accurately as you can as the number of miles you drive each year will affect your prices.